Why Consolidate Now?


Save Up to 60% and Lower Your Monthly Payment with a Federal Consolidation Loan from Doctor Consolidation.



Consolidate Now or Risk Increased Loan Interest Costs
Since July 2005, the Federal Reserve Board has increased interest rates five times, and more increases are expected. Any increase in interest rates could cost you thousands of dollars over the life of your current loans.

No Consolidation Fees, No Credit Checks
There are no costs to borrowers to consolidate federal student loans, no loan application fees, and no credit checks. Federal loan consolidation can result in substantially lower payments and extra money to pay other expenses.

Make One Monthly Payment

Lock In a Fixed Interest Rate and Save
Your federal loan interest rate is reset every July. However, with a federal consolidation loan from Doctor Consolidation, you can lock in a fixed interest rate for the life of your loan at the current rate.


Apply online or contact your Personal Financial Adviser at Doctor Consolidation.

Call 1-800-918-7587 toll free.